Seed data from Thomas's policy observations. Needs re-verification.

Name: Lending Club Password Policy Grade
Item: Lending Club
Rating: 5
Author: PassFail.wtf Community

Final grade

rubric v1.1

59/110

54% · fail

14/20

10/20

0/25

20/20

15/15

0/10

Tested · 2026-01-01

Verified · 0 independent testers

Agreement · 0% of 0 votes

Scorecard

Ten categories, 110 points, NIST SP 800-63B aligned.

01.

14 / 20

Password Length Policy

8–40 char range

02.

10 / 20

Character & Composition Rules

Blocks <>=-&; characters — looks like bad SQL injection sanitization

03.

0 / 25

Multi-Factor Authentication

04.

20 / 20

Anti-Pattern Penalties

05.

15 / 15

Password Manager Compatibility

06.

0 / 10

Breach Response & Credential Hygiene

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Grade valid 6 months from test date · submitted 1mo agopassfail.wtf/site/lending-club